Should You Partner with an Individual Wealth Strategist?

 
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Investment Process

how do you manage your emotions?

Do you pay attention to valuations?

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Guide to the Markets - U.S. Data are as of March 31, 2019.

Guide to the Markets - U.S. Data are as of March 31, 2019.

In the short-run, valuations are not a concern. In the long-run, securities tend to revert to their intrinsic values.

Do you read analyst reports?

“Go with the crowd 70% of the time” - Bill Gross

What are your investments really worth?

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Foreign equities still have a place in the portfolio

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How much single stock exposure do you have?

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Are you diversified?

Diversification is the only free lunch in finance -

 
 

passive or active ?

Active management can play a role in your fixed income allocation

Active bond managers can help you avoid buying the most indebted companies while reducing interest rate risk.

Active bond managers can help you avoid buying the most indebted companies while reducing interest rate risk.

Active management can be a boon to performance in markets that are not efficient with few analysts following the securities.

Above: Actively managed international small cap fund outperforms passive strategy with less risk.

Above: Actively managed international small cap fund outperforms passive strategy with less risk.

Are you active or passive? The decision is not mutually exclusive.

Dividend hunting?

Highest dividend yielding sectors have underperformed over the past 25 years

Highest dividend yielding sectors have underperformed over the past 25 years

Environmental, social, and governance (ESG)

What sacrifice?

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Financial Plan

Are you saving enough? What is your number?


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What returns do you need to retire? How much risk can you afford to take?

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